Why You Should Work With An Attorney

Why You Should Work with an Attorney

WORK ONLY WITH EXPERIENCED SACRAMENTO FORECLOSURE ATTORNEYS

Work with respected, experienced and legitimate attorneys and law firms, not those claiming to be “attorney backed.”  These companies are operating illegally and unethically and have been targeted in several investigations by the California Attorney General’s Office, the FTC and other organizations.  In addition, it is considered “running and capping” for an attorney to affiliate themselves with these type of companies, or to be paid on a pro-rata basis for accepting clients from these companies.

Our firm does not engage in any kick-backs or affiliate referral programs.  We hold ourselves to the highest ethical standards possible and we refuse to be involved in any of these relationships.  Our loyalty and service is where it should be, to our clients; which is why we also do not engage in referral relationships, or receive any referral fees or kick-backs and we keep everything and all your information in-house with our W2 employees.

Please be aware that in California, the law states that once you are in foreclosure, only a licensed California Attorney may give you legal advice and assistance regarding your mortgage! C.C.P. Section 2945.

Working with Real Estate Agents/Brokers: Many people are using real estate agents/brokers these days to negotiate their short sales, and this is great as many of them (but not all) are excellent at what they do, however we do recommend using an attorney in the process.  Either to assist with the negotiations for an approval if needed or to review the contracts and approvals sent by the lender to make sure your legal interests are adequately protected. Real estate agents are not attorneys and are also subject to liability for guiding their clients in the wrong direction or not informing them of any legal liability they may be facing, so utilizing an attorney helps all involved, real estate agent and homeowner. We work with realtors and their clients all the time.  We also have our own in house real estate brokerage StoneCrest Realty for those who would like for us to handle it all…their listing, sale and legal advice.
BEWARE OF SCAMS:

If you are delinquent on your mortgage it is very likely you are being contacted by phone, mail and possibly even in person by many different companies, real estate agents, and attorneys.  You need to be on high alert for scams.   Here are few tips to avoid scams.

1. Do not pay any advance fees for a loan modification. Remember, in California this is illegal and criminal.  Do not pay any advance fees to anyone (except your lender or approved HUD counselor) including a lawyer for a loan modification.
2. Anybody who is guaranteeing you success is probably lying to you because these are negotiations, nobody can guarantee success.  What we have seen happen, is these companies will promise you everything, and tell you about their great refund policy.  Even if they only require “half” of their outrageous fee up front, the company never lifts a finger to negotiate on your behalf and you have no recourse against them.
3. It is highly recommended that you speak to attorneys regarding such transactions. Attorneys are licensed in their respective state(s) and are allowed to negotiate for you. After all, it forms part of their job and ethical duties, to you the homeowner, not to a bank or lender. Make sure the attorney you are speaking with is licensed in the state in which your property is, we for example will only help clients whose properties are located within the state of California as that is where our attorneys are licensed.
4. Make sure that when you are disclosing private information such as name, addresses, social security numbers, etc., they are not being used for illegal purposes. Identity theft is very common right now.
5. Finally, make sure that anything you are signing is read and understood and is not signed under pressure.

If you or anybody you know have been a victim of any of the above situations, please report the company to the proper organization.

Experienced Sacramento Foreclosure Attorneys

We are experienced Sacramento Foreclosure Attorneys and Sacramento Foreclosure Prevention Attorneys. We are a unique and powerful combination and can help you with your real estate legal issues.  We have helped thousands of people with pressing real estate issues find solutions and relief through the use of short sales, deed in lieu of foreclosures, strategic foreclosures, mortgage debt settlements and legal real estate review and advice.  

Our real estate attorneys have achieved proven results and can give you the great legal advice and strategy needed to get you the results you want. Contact us today to schedule our complimentary attorney consultation by clicking HERE or by calling  916-999-1376. We look forward to helping you with all of your Sacramento real estate needs.

Real Estate Law, Debt Forgiveness, Debt Settlement, Debt Negotiation, Sacramento Realtor, Bankruptcy, Ch. 7, Ch. 13, Short Sale, Deed in Lieu of Foreclosure, Foreclosure, Strategic Foreclosure, Buying Real Estate, Selling Real Estate, Mortgage Debt Settlement, For Sale By Owner, Owner Financing, Seller Financing, FSBO, Business Law, Incorporation, Contract Drafting, Buy and Sell, LLC, Corporate Requirements, Estate Planning, Living Trust, Irrevocable Living Trust, Special Needs Trust, Will, Pour Over Will, Power of Attorney, Medical Health Directive, Living Will, Deed, Intellectual Property, Licensing, Trademark, Copyright, Trade Secret.

The StoneCrest Law Firm and their California attorneys serve professionals, executives, individuals, investors, inventors, companies and families with all of their legal needs. We currently have offices in Roseville, Sacramento, Folsom, and Elk Grove, as well as we pride ourselves in serving clients in all of Northern California and Southern California. Our clients also come to us from the areas of Sacramento and Roseville including the communities of Sun City, Davis, Natomas, North Natomas, Elk Grove, Lincoln, Loomis, Rocklin, and Granite Bay. Many clients are located in the cities of Auburn, Folsom, El Dorado Hills including the community of Serrano, Shingle Springs, Placerville, Rancho Murrieta, Rescue, Orangevale, Fair Oaks, East Sacramento, West Sacramento, Rancho Cordova, and Citrus Heights. We also serve many clients through efficient time saving ways in communities including, Fairfield, Vacaville, Walnut Creek, Chico, Paradise, Marysville, Yuba City, Redding, Red Bluff, Stockton, Modesto, and Lodi. We also serve clients in the Southern California areas of Orange County, Los Angeles, Riverside, San Bernardino and San Diego.

For more information about real estate law law how to relieve debt, real estate issues including short sales and foreclosure, for sale by owner, FSBO, California For Sale by Owner attorney, real estate disputes, chain of title, clear title, easements, property line boundary disputes, deed in lieu of foreclosure, estate planning including living trusts, wills, power of attorneys, business and corporate law including formation, contract drafting and disputes, real estate law, intellectual property law including copyright, trademark, trade secret, licensing or to set up a consultation with one of our Sacramento lawyers, please contact the Sacramento attorneys at the StoneCrest Law Firm, P.C. All legal consultations are strictly confidential under attorney-client privilege.

Our Sacramento attorneys also serve the communities in and around Sacramento County, Placer County, El Dorado County, Sutter County, Yolo County, Solano County, Yuba County, San Joaquin County, and Santa Clara County.

For an experienced Real Estate Broker and Real Estate Attorney please visit StoneCrest Realty or visit the our Sacramento Realtor blog.

The information on this site is not, nor is it intended to be, legal advice. Please contact us to obtain legal advice pertaining to your situation.

The transmission of information by this Website does not create an attorney-client relationship with the law firm’s attorneys. The relationship would require direct contact between you and the firm, and would also require a written attorney/client agreement that confirms that a relationship is established for legal services to be provided. The invitation to contact the firm is not a solicitation to provide professional services, and should not be construed as a statement as to the availability of any attorneys to perform legal services in any jurisdiction in which such attorney is not permitted to practice.

None of the communications transmitted via the Website constitutes a confidential communication, or creates an attorney-client relationship. This Website contains information on legal issues, and is not a substitute for legal advice from a qualified attorney licensed in the appropriate jurisdiction.

Any mention of legal services/experience on this website is made in association with the attorney who provides services as licensed California attorney and all legal services if retained for are provided for under a separate agreement with her or the attorneys of her law firm and are completely separate from any real estate services or negotiations to be provided under the affiliated brokerage.